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Richard Rubio
HomeSmart PV & Associates

301 Banner Ct. Ste. 3
Modesto, CA 95356
Phone: 209-535-8229
Office: 209-544-2500
Email: Rich@Homes4-Sale.com
www.Homes4-Sale.com
DRE #01709750
 
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Blog

How Much Is My Home Worth?

How Much is your home worth? If you are planning on selling your home, as your Local Real Estate Expert, I can help you to learn the answer to that question. I will personally do the research on your behalf and provide you with a detailed Free Market An... Read more

Find Your Dream Home!

There are so many different kinds of homes out there for families to choose from. How many bedrooms and bathrooms do you need? Do you need a large backyard? A small backyard? Do I even need, or want, a yard at all? Don’t even get me started on t... Read more

Your Savings and Down Payment

Your First Step Toward Buying a Home When preparing to buy a home, the first thing many homebuyers do is look at the real estate ads in newspapers, magazines and listings on the Internet. Some potential buyers read how-to articles like this one. The next... Read more

WHAT’S A FICO®?

What is a FICO® Score? FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Experian. The credit bureau’s computer evaluates a complete credit profile and assigns a score, which is... Read more

Types of Mortgage Lenders

Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is conside... Read more



Richard Rubio | 209-535-8229 | Contact Me
301 Banner Court Suite 3 - Modesto, CA 95356
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